Editorial Review

The Orchard Bank Silver MasterCard is designed for consumers with average or limited credit who do not wish to pay a deposit for a secured credit account. Though there is no deposit required for this card, it does have an annual fee as well as an application fee. Interest rates for this card are average. The customer’s payment history on this card will be reported on a monthly basis to all three major credit bureaus, which can be a valuable resource for those trying to improve their credit history. Additional card benefits include emergency card replacement, lost or stolen card reporting, no liability for unauthorized purchases and online account access. Customers who pay their bills on time will also receive period credit limit increases.

We no longer offer this credit card. You may be interested in browsing our other credit cards:

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