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Welcome to Credit Card Lowdown, the premiere online portal for selecting consumer credit cards. Our goal is to provide you with the most up to date credit card reviews, recommendations, information and news enabling you to make the best decision in selecting and applying for a credit card.

To select a credit card to apply for, simply browse our credit card types and card issuer lists, or navigate directly to our credit card reviews database and read detailed reviews of all the credit cards we offer.

Our Top Recommendations

Best 0 APR Credit Card

Citi® Platinum Select® MasterCard® Apply for Citi® Platinum Select® MasterCard®

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.49% Very Good $0

Best Airline Miles Credit Card

Gold Delta SkyMiles® Credit Card from American Express Apply for Gold Delta SkyMiles® Credit Card from American Express

  • Earn Up to 17,500 Bonus SkyMiles® - 15,000 Bonus Miles After Your First Purchase With the Card and 2,500 Bonus Miles for an Additional Cardmember
  • Always Double Miles® on Eligible Everyday pPrchases and All Delta Purchases
  • One Mile for Every oOher Eligible Dollar Spent
  • Pay with Miles: Pay for All or Part of Your Flight with Miles — and Put the Rest on Your Card
  • No Annual Fee for the First Year, Then $95: $45 if You are a Qualified American Express Cardmember
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
9.99% APR for Life of Balance Transfers 14.99% Good $95

Best Bad Credit Credit Card

Salute® Visa® Gold Credit Card Apply for Salute® Visa® Gold Credit Card

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.50% Bad Credit OK $150

Best Cash Back Credit Card

Discover® More(SM) Card Apply for Discover® More(SM) Card

  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Best Gas Rewards Credit Card

BP Visa® Rewards Card Apply for BP Visa® Rewards Card

  • Earn Up To 10% in Introductory Rebates
  • Earn Up To 5% in Rebates after the Introductory Period
  • There's No Limit to the Amount of Rebates You Can Earn!
  • 0% APR for Up To 6 Months on Purchases and Balance Transfers
  • No Annual Fee
  • Online Account Management
  • Zero Liability Against Unauthorized Purchases
  • Read our review
  • Apply online now at Chase's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months 13.99% None $0

Best Student Credit Card

Citi® Platinum Select® Card for College Students Apply for Citi® Platinum Select® Card for College Students

  • 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers
  • $0 Liability on Unauthorized Purchases
  • No Annual Fee
  • FREE Online Account Management
  • No Minimum Income or Cosigner Required
  • No Balance Transfer Fee with this Offer
  • Read our review
  • Apply online now at Citibank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 10.99% Very Good $0

Latest Blog Entry

Carnival of Money, Growth and Happiness #49

Greetings! Welcome to the 49th edition of the Carnival of Money, Growth and Happiness. We have selected 22 posts for this edition. Here you go:
GreatManagement presents What I Learned From Jacob Share About Resume Writing For College Leavers posted at The GreatManagement Blog.
Andrea Smith presents Is Debt Consolidation Fixing Your Problem? | LoanHunt.com posted at [...]

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