Apply Online for a Rewards Card
Using a credit card with a rewards program is a great strategy for saving money or getting free stuff. It makes a lot of sense to choose this type of card if you use your credit card often or for large purchases. This way, you'll get something back for all of the money you spend.
There's a great variety of rewards cards. There are cash back cards, which offer cash rebates, airline rewards cards that let you earn miles for each dollar you spend, gas rewards programs that give cash and discounts per gallon and more. Often, rewards cards of all kinds also offer discounts at hotels and restaurants.
Rewards cards are best for those who have the discipline to pay off credit card bills each month. Otherwise, you may end up paying finance charges that outweigh the benefit of any rewards you might earn. Also look out for large annual fees. Another reason to pay off your card each month? Some credit cards offer extra bonuses for cardholders with stable payment histories.
Online Rewards Credit Card Applications
The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.
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- FREE Online Account Access
- 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
- No Annual Fee
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review
- Apply online now at Chase's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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10.99%
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Very Good
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$0
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- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- 0% APR on Purchases for Up to 12 Months
- Low Balance Transfer APR 2.99% for 12 Months
- No Annual Fee
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
- Read our review
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for Up to 12 Months
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As low as 8.99%
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None
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$0
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- Every $1 in Net Retail Purchases = 1 Entry to Win (Up To 1,000 Entries Per Purchase)
- The American DreamCard is the Credit Card Program that can Make People Rich!
- Earn Entries From Everyday Shopping!
- Large Monthly Jackpots!
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- More Entries Mean More Chances to Win!
- Entries are Good for Future Drawings and There is No Limit to How Many Times You Can Win*
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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No Introductory Rate Available
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14.99%
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Very Good
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$0
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- Free 24/7 Concierge Service
- Earn 1 Point for Every Net Retail Purchase Dollar
- No Annual Fee
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Billing Cycles
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9.99% / 15.99%
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Very Good
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$0
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- No Annual Membership Fee
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Travel Accident Coverage Up to $1,000,000
- Turn Your Points Into Hotel, Gift, or Experiential Rewards
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 6 Months
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9.00%
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Very Good
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$0
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- Online Account Access and Point Management
- Earn 1 Point for Every Net Retail Purchase Dollar
- No Annual Fee
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Billing Cycles
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Between 9.99% and 19.99%
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Excellent
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$0
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- For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
- 1 EarthSmart Point for Every $1 Net Retail
- 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
- 1,000 EarthSmart Bonus Points with First Transaction
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Billing Cycles
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9.99% / 15.99%
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None
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$0
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- No Annual Fee
- Earn 1 Point for Every Dollar Spent
- 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
- Earn Airline Tickets, Hotel Stays, or Car Rentals
- Earn Travel with as Little as 25,000 Points
- Read our review
- Apply online now at Chase's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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10.99%
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Very Good
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$0
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- *100% Fraud Protection
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
- *No Annual Fee
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Billing Cycles
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Between 9.99% and 19.99%
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Very Good
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$0
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- No Annual Fee
- 0% APR* for the First 6 Billing Cycles on Purchases After Your Account is Opened*
- Earn a Month of World of Warcraft Game Time Upon First Use During the First Three Billing Cycles After Your Account is Opened*
- Earn Game Time With Card Purchases
- Online Access to View Transactions, Pay Your Bill, View Up to 7 Years of Prior Statements, and More!
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 6 Billing Cycles
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As low as 13.99%*
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Very Good
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$0
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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.