Apply Online for a Platinum Card
Platinum credit cards are generally given to consumers that have excellent credit. They are commonly known as the best type of card you can get and they come with various perks. These include low or no annual fees, cash back programs and earned rebates. Additionally, platinum card issuers often partner up with restaurants, hotels and airlines for discount programs. They offer perks to keep these customers because they know that a customer with great credit is the best kind to have: one that poses little to no risk.
Credit card companies generally offer low interest rates for platinum cards. The reason for this is because they know that consumers with excellent credit ratings are very likely to pay their credit card bill regularly and on time.
Additionally, platinum cards typically have very high credit limits. Credit card issuers set the limits high in hopes that their platinum card users will spend lots of money, and thus rack up finance charges. They encourage this spending because they know platinum credit card holders care enough about their credit rating to pay their bill on time.
Online Platinum Credit Card Applications
The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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As low as 8.49%
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Very Good
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$0
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- FREE Online Account Access
- 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
- No Annual Fee
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review
- Apply online now at Chase's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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10.99%
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Very Good
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$0
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 6 Months
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12.99%
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Very Good
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$0
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- No Annual Fee
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% Intro APR*
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10.99%
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Very Good
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$0
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- Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of Over 30 Major Airlines
- Earn Up to 25,000 Starpoints® Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
- No Annual Fee for the First Year and $45 Thereafter
- Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- Express Approval. Get a Decision in Less Than 60 Seconds
- Read our review
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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2.9% APR for 6 Months
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14.99%
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Very Good
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$45
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- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- No Annual Fee
- No Blackout Dates
- Express Approval. Get a Decision in Less Than 60 Seconds
- Read our review
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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2.9% APR for 6 Months
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14.99%
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Very Good
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$0
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- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
- No Pre-Set Spending Limit
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
- Complimentary Airport Club Access
- The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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No Introductory Rate Available
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No APR
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Very Good
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$450
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- Double Rewards with More than 100 Cashback Bonus® Partners*
- More Ways to Earn More Cash than Anyone Else(SM)*
- Up to 20% Cashback Bonus® When You Shop Online*
- Unlimited Cash Rewards, Automatically
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% Interest* for 6 Months
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14.99%
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Very Good
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$0
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- *Free Online Account Access
- *Earn RacePoints(SM) Every Time You Make a Purchase
- *No Annual Fee
- *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Billing Cycles
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9.99% / 15.99%
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Very Good
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$0
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 12 Months
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8.99%
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Very Good
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$0
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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
