Apply Online for a 0% APR Card

0% APR credit cards are exactly what they sound like: cards that charge no interest. This type of card is great for consumers who carry a balance from month to month and especially beneficial for those who are trying to pay down credit card debt. Transfer a balance from a high interest card to a 0% APR card, and you'll be able to work on your debt without being buried in finance charges.

You must use 0% APR cards with caution. Credit card companies are not charities, and a 0% APR means they are lending you money for free. As a result, the credit card company will try to generate revenue from your account in other ways. Keep an eye out for high fees on balance transfers as well as annual fees. Also be vigilant with payments: one late payment can take your 0% APR to 23% or more overnight.

Additionally, find out how long your 0% APR is set to last. It is usually given to you for an introductory period, such as 6 months, after which a regular APR will be charged. Be sure to pay off your balance or transfer to a new 0% APR card before this period ends.

Online 0% APR Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply for Citi® Platinum Select® MasterCard®

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.49% Very Good $0

Chase Platinum Visa® Card

Chase Platinum Visa® Card Apply for Chase Platinum Visa® Card

  • FREE Online Account Access
  • 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
  • No Annual Fee
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Read our review
  • Apply online now at Chase's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 10.99% Very Good $0

Blue from American Express®

Blue from American Express® Apply for Blue from American Express®

  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • 0% APR on Purchases for Up to 15 Months
  • Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
  • No Annual Fee
  • Membership Rewards Express® Program
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 15 Months As low as 9.99% None $0

BP Visa® Rewards Card

BP Visa® Rewards Card Apply for BP Visa® Rewards Card

  • 0% APR for Up To 6 Months on Purchases and Balance Transfers
  • Earn Up To 10% in Introductory Rebates
  • There's No Limit to the Amount of Rebates You Can Earn!
  • Earn Up To 5% in Rebates after the Introductory Period
  • No Annual Fee
  • Online Account Management
  • Zero Liability Against Unauthorized Purchases
  • Read our review
  • Apply online now at Chase's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 6 Months 13.99% None $0

Citi® Platinum Select® Card for College Students

Citi® Platinum Select® Card for College Students Apply for Citi® Platinum Select® Card for College Students

  • FREE Online Account Management
  • 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers
  • No Annual Fee
  • $0 Liability on Unauthorized Purchases
  • No Minimum Income or Cosigner Required
  • No Balance Transfer Fee with this Offer
  • Read our review
  • Apply online now at Citibank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 10.99% Very Good $0

Discover® More(SM) Card

Discover® More(SM) Card Apply for Discover® More(SM) Card

  • No Annual Fee
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Blue Cash® from American Express

Blue Cash® from American Express Apply for Blue Cash® from American Express

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months As low as 9.99% None $0

Blue for Business® Credit Card

Blue for Business® Credit Card Apply for Blue for Business® Credit Card

  • Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
  • 0% introductory APR on Purchases for Up To 15 Months
  • No Annual Fee for Additional Cards
  • No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
  • There's no limit to the number of points you can earn and points have no expiration date
  • Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
  • Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 15 Months As low as Prime Rate + 2.99% None $0

Platinum 0 for 15 PO

Platinum 0 for 15 PO Apply for Platinum 0 for 15 PO

  • Purchase Protection and Extended Warranty*
  • Introductory 0% APR* on Purchases for the First 15 Billing Cycles After Your Account is Opened
  • Online Access to View Transactions, Pay Your Bill, View up to 7 Years of Prior Statements and More!
  • No Annual Fee
  • $250,000 in Travel Accident Insurance*
  • Up to a 25% Discount at Select Car Rental Agencies*
  • FirstGuard® Provides Protection Against Identity Theft
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 15 Billing Cycles 9.99% Very Good $0

Orchard Bank MasterCard® Secured

Orchard Bank MasterCard® Secured Apply for Orchard Bank MasterCard® Secured

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months APR Varies* None $35

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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.